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Online safety, scams and privacy

What to do during a suspicious phone call

What to say, what not to share and how to verify a call through a safer channel.

By Caleb6 min readReviewed 6 July 2026

What you will learn

You'll know how to pause, hang up and verify a suspicious call safely.

Before you continue

Do not share one-time codes, passwords, banking details or remote-access permission during an unexpected call.

Stop and contact the relevant provider immediately if you shared money, account access, codes or identity information.

You are allowed to hang up

A genuine caller should not need you to stay on the phone while you feel unsure. If the call feels pressured, confusing or unusual, end it.

You do not have to prove it is a scam first.

Do not share codes or passwords

Do not read out one-time codes, passwords, banking details or remote-access codes. Do not install an app because a caller tells you to.

A caller may sound polite and still be unsafe.

Do not trust caller ID by itself

The name or number shown on the phone can be misleading. Treat caller ID as a clue, not proof.

If the caller claims to be from a bank, government service, delivery company or technology provider, verify another way.

Call back using trusted details

Use a number from the organisation's official website, app, statement or card. Do not use a number the caller gives you.

If the caller claims to be a family member, contact that person or another trusted person separately.

If you already shared something

Write down what happened while it is fresh. Contact the bank, account provider or relevant organisation using trusted details. Change exposed passwords from a device you trust.

What to expect

You can end the call and verify the request through trusted contact details.

Sources and further reading

  • Phone scams · Scamwatch

    Supports suspicious-call warning signs and safer verification behaviour.

Would you like help with this?

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